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5 Winter Home Staging Ideas to Help You Sell Winter isn’t knowing for being the best time to sell a house. Most buyers start looking in the spring in an effort to purchase a house before the end of summer rolls around. But, as a seller, there are times when you need to get your…

5 Mortgage Myths You Shouldn’t Buy Into It seems like when you are ready to buy a house everyone becomes an expert on the lending industry. Neighbors, family members, and friends all have advice to give, and the internet is loaded with articles addressing the mortgage topic. However, not all advice is good advice. So,…

4 Mistakes Home Buyers Can Avoid Buying a house is not just about looking at the home and making an offer.  Even if a house is perfect in every way, there are other aspects home buyers need to consider.  It is really easy to try to skip important steps in the buying process to save…

The average American had a VantageScore of 675 in 2017, the highest in five years. Total U.S. credit-card debt reached $1.021 trillion in June, an all-time high. Though San Francisco residents have among the most credit cards in the country, they also have the lowest average late payments in the U.S. Having excellent credit is…